County Court Judgments (CCJ)

A CCJ is issued by a county court if you fail to repay the money you owe and the creditor has taken court action.

Most monetary CCJ’s will appear on the Register. Judgments will be registered if:

• issued in default (i.e. a judgment without trial where no defence was entered)
• a defence is entered and payment is agreed by instalments
• enforcement action has been taken

There are other conditions and exemptions. For the full list of criteria please refer to the latest statutory instrument relating to the Register of Judgments, Orders and Fines Regulations.

CCJ’s are shown as either satisfied or unsatisfied on the Register. Satisfied means the judgment has been paid in full, unsatisfied means it has not. CCJ’s stay on the statutory register for six years unless set-aside/cancelled.

If you have a query about your case, this can be raised with the court – you will need your case number when contacting the court. The Register does not contain details of the claimant. This information is available, to the defendant, from the relevant county court.

The information appearing on the Register is as follows:

• the name and address of the defendant
• details of the court and case number
• the amount and date of registration
• satisfaction details once Registry Trust has been notified by the court