Trust Online

Understanding the search results


How to understand your search results.

Column headings

Name details

The name shown on any entries revealed in the search is the name of the defendant, defender, respondent or offender as the case may be, that has been advised to us by the court.

Date of birth

There will only be a date in this field where one has been supplied by the court.

Court

This is the name of the court responsible for the case.

Case number

Where a reference number is available this is the reference by which the court may identify an individual case.

Date

A date in this column will normally refer to the date of the judgment, decree or order.

However in the case of a fines default it refers to the date of conviction. In the case of an Eire registered judgment it refers to the date the judgment was registered in the Four Courts at Dublin.

Amount

This is the amount which the court has ordered to be paid. It is not necessarily an indication of the debt balance currently outstanding.

Status

Where an entry in the Status column is described as Unsatisfied it indicates the status of the case as at the time the search was made. It does not necessarily indicate that the debt is unpaid either in whole or in part, but if it is fully paid Registry Trust Ltd has not been notified.

In England and Wales or the Isle of Man, once a court has received evidence (or for Scotland, Jersey, Northern Ireland and Republic of Ireland this evidence has been delivered to ourselves) that a debt has been fully repaid, the entry on that Register can be updated.

Where the status is shown as Satisfied it indicates that we have been advised that the debt has been fully repaid on the date shown.

Company names

Users of this service should be aware that the same company name may be legitimately registered in the companies registries for different jurisdictions.

Since company searches are by name only, in cases of doubt users must ascertain for themselves that entries revealed relate to the appropriate company.

Similar results

Trust Online is an automatic way to search the registers. To provide the most complete response, we sometimes include records which, although not identical, are very similar in name to the details searched. These possible matches are identified with an asterisk.

It is your responsibility to ascertain whether any record shown on a search response relates to the name searched.

How to search the registers


Searching the registers held by Registry Trust (RTL) is easy – you choose what to search and pay a small fee. You get the results straight away and these are also sent to you by email. You can search for other people and businesses or search for yourself.

Searching the registers

The registers include:

  • England & Wales:  (1) Section covering county court judgments, administration orders  and child support agency liability orders; (2) section covering high court judgments; (3) section covering fines defaults from magistrates courts; (4) section covering enforced tribunal awards.
  • Scotland: small claims and summary causes and ordinary cause money decrees from the sheriffs courts
  • Isle of Man: default money judgments
  • Jersey: money judgments from the Petty Debts and Royal court
  • N. Ireland: undefended default, small claims and high court judgments
  • Republic of Ireland: registered money judgments from the Four Courts in Dublin 

 

Address to search

Remember, your search is only against the address details you have entered, we do not link addresses.  Judgments are held against the address supplied to the court at the time of the hearing.

Fees to search the register

The fees are as follows.

One search

One search of any section of the England & Wales register, or of any other individual register, may be undertaken in respect of a named person or firm at a stated address, or a limited company by name: £4

Two searches

Two searches against the same individual or firm at a stated address, or limited company by name, of any sections of the England & Wales register, or any combination covering sections of that register and/or registers for other jurisdictions: £8

Three or more searches

Three searches against the same individual or firm at a stated address, or limited company by name, of the sections of the E & W register, or any combination covering sections of that register and/or registers for other jurisdictions: £10

For organisations carrying out regular searches, a search account may be opened with RTL which will reduce the search charges listed above.  

Searching for limited companies

Please note that searches against limited companies covering more than one jurisdiction may produce search results relating to different companies

For instance, ABC Ltd may be registered in England and Wales whilst a different ABC Limited may be registered in Jersey.

Certified copy

A certified copy of any judgment, order or fine appearing on the Register for England & Wales can be provided, upon request, for a further fee of £10.00  

Accuracy

Through our continuing efforts to maintain and improve data accuracy at Registry Trust Ltd, we are able to achieve a near 100% accuracy rate.

However, we can only record the data provided by the court.  As part of our routine procedures, we individually validate every record received from the courts, returning any queries for investigation and resolution.

However, where the query relates to the defendant’s name/address details, it is often not possible for the court to provide further information.

Unregistered judgments

Consequently, court staff and claimants/pursuers should be aware that it may not be possible to register some of these judgments/decrees, orders or fines. Even if they could be added to the relevant register, the details would not be found under the search processes for individuals or firms, which require details of a named person or firm at a stated address.

Also, with ever-increasing data protection legislation, whilst some registrations may be added to the registers held by RTL, they may not be added to credit reference agency records.

If the usefulness and probity of the registers are to be maintained, it is increasingly important to clearly identify any individual against whom a judgment is registered.

A registration against   ‘MR SMITH’ will not necessarily identify the individual

A registration against   ‘MR J SMITH’ will not identify between James and John

New regulations

Under the new regulations governing the Register of Judgments, Orders and Fines for England & Wales, all registrations against individuals made after 6th April 2006 must include dates of birth, where known. Postcodes for all addresses are mandatory from this date, unless leave of the court is obtained.

For other jurisdictions, where fathers and sons have the same name, the addition of ‘Senior’ and ‘Junior’ would help identify the correct defendant.

Commercial judgments

When pursuing an action against a limited company in England & Wales, as there is no requirement to provide details of either the company registration number or the registered office address, it is essential to ensure the defendant’s name accurately describes the correct company.

Because companies can trade from a number of addresses and Companies House does not allow registration of two companies with the same name at any one time, the name of the company against whom the judgment is registered becomes of paramount importance.

For other jurisdictions, the same criteria are applied.

If a judgment/decree registration lists an incorrect company name and this affects another limited company, the claimant/pursuer may be sued.   

Advice to claimants/pursuers

To avoid unnecessary problems, we give general advice to claimants/pursuers as follows:

  • An individual can trade as a business but not as a limited company: e.g. B Wise t/a Wise Removals is fine. But B Wise t/a Wise Removals Ltd would be incorrect.
  • A limited company cannot trade as another limited company, nor can a firm trade as a limited company. But a limited company can trade as a firm.
  • Where possible the defendant’s full forenames should be stated on the claim or, at least, the defendant’s initials.
  • The defendant’s address should be stated in the claim. A ‘care of’ address, either at a place of work or solicitors, has no effect if a judgment/decree is registered, as credit checks look at names and residential addresses over the last six years.
  • Where an individual or business is sued at a PO Box address, this judgment / decree cannot be registered and this will also create problems when enforcement proceedings are commenced.
  • Where no house name or number is listed, the address cannot be identified, either for delivery of summons or for registering the judgment.

Following this advice increases the chances of the claim reaching the right individual, or company, enabling both the recovery of monies owed plus the correct and effective registration of any judgment/ decree or order.

The registers for judgments and fines


The Register of Judgments, Orders and Fines is a statutory public Register run on behalf of the Ministry of Justice by Registry Trust Ltd (RTL), access to which is open to all.

Anyone can check the information on any other business or individual or on themselves, by providing the necessary search details and paying the appropriate fee (see how to search the registers).

Additionally Registry Trust Ltd is legally obliged to make information available, in bulk, to commercial organisations.

Sections of the E&W register

There are four separate sections of the England and Wales Register.

  • County court judgments, administration orders and child support agency liability orders. The Register holds details of all money judgments, other than defended cases, as soon as judgment is given. Defended cases, where the defendant appears in person, are not registered unless an instalment order is made, or the claimant takes enforcement action.
  • High Court Judgments The same types of judgment as in the county court are recorded.
  • Fines defaults  Details of unpaid fines imposed by magistrates & crown courts are registered by Magistrates Courts. 
  • Tribunal Awards Details of Tribunal Awards relating to individuals, companies and businesses where action has been taken to enforce the Award.

Information held on the Register

The Register includes:

  • Name of court and case number
  • Name of defendant/offender (including date of birth, where known)
  • Address of the defendant/offender (including postcode)
  • Date and amount of judgment, order or fine
  • Satisfaction details once notified by the court

Claimant details do not form part of the public Register and are available, to the defendant, direct from the relevant court.

Other Geographical Areas

The other registers held by RTL are:

Isle of Man

Default judgments

The Isle of Man Register contains details of default money judgments recorded by the General Registry of the Isle of Man Courts of Justice during the preceding 6 years, calculated from the date of the Judgment.  

The Records contain:

  • Case number
  • Name & address of defendant
  • Date & amount of judgment (including costs)
  • Details of ‘satisfaction’ once RTL has been provided with proof of payment and the search fee.

Scotland

Small claims, summary and ordinary cause Sheriff's Court judgments

The Scottish Register contains details of undefended money decrees entered in the small claims and summary causes sheriff’s courts in Scotland during the preceding 6 years, calculated from the date of the decree. Ordinary causes started being collected in 2010 and the Scottish Register contains details of ordinary cause decrees dated 1st January 2010 onwards.

The records contain:

  • Court name and case number
  • Name and address of defender
  • Date and amount of decree (excluding costs)
  • Details of ‘satisfaction’ once RTL has been provided with proof of payment and the search fee.

Northern Ireland

Undefended default, small claims and high court judgments

The Northern Ireland Register contains details of all undefended default and small claims money judgments registered in the individual county courts or at the civil processing centre during the preceding 6 years, calculated from the date of the judgment.  High court judgments from the Queens’ Bench Division started being collected in 2008 and the Northern Ireland Register contains details of high court judgments dated 1st April 2008 onwards.

The records contain:

  • Court name and case number 
  • Name and address of defendant
  • Date and amount of judgment (including costs)
  • Details of ‘satisfaction’ once RTL has been provided with proof of payment and the search fee.

Jersey   

Judgments from the petty debts and royal court

The Jersey Register contains money judgments for registrations in the petty debts and royal courts in Jersey issued during the preceding 6 years, calculated from the date of the judgment. 

The records contain:

  • Name and address of defendant
  • Date and amount of judgment (excluding costs)
  • Details of ‘satisfaction’ once RTL has been provided with proof of payment and the search fee.

Republic of Ireland

Registered judgments from the Four Courts in Dublin.

The Republic of Ireland Register contains details of money judgments which have been registered at the Four Courts in Dublin in order to be enforced.

The records contain:      

  • Name and address of defendant        
  • Date and amount of judgment (including costs)
  • Details of ‘satisfaction’ once RTL has been provided with proof of payment and the search fee.

The registers and CCJ checks


CCJ checks can be done on the official Register of Judgments, Orders and Fines, operated by Registry Trust on behalf of the Ministry of Justice.

Similar registers are held by RTL for Scotland, Republic of Ireland, Northern Ireland, Jersey and Isle of Man.  For more details see the registers for judgments & fines.

Why check the register

People search for CCJs and other judgments on the registers for many reasons:

  • To see why they’ve been refused credit.
  • To check their details on the registers are correct.
  • To check an amendment to the register has happened.
  • To see if judgments or decrees are registered against another person or business.
  • To check another business prior to supplying goods or services.
  • To check potential employees in sectors like financial services.

CCJ checks and credit

Credit reference agencies also use the information in the register as part of their service.

Lenders see this information when deciding whether to grant credit or not.

A CCJ on your file can affect your chances of getting credit, or mean that you pay more interest than other people.

Search yourself

  • Check What records of CCJs and other judgments are against your name?
  • Understand Why lenders might refuse you credit.
  • Update Have the registers been updated correctly?

 

Search yourself »

Search other people & businessess

  • Businesses Have unhappy customers sued them?
  • Other people Have they refused to pay what they owe before?
  • Trust Online Gives access to the OFFICIAL government registers - and more.

 

Search others »

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